0% introductory APR for 21 months on stability transfers: One of many longest introductory intervals on stability transfers we have come throughout, you may get a 0% intro APR on the stability transferred for a full 21 months, which implies you’ll have nearly two years to repay your stability.
0% introductory APR for 12 months on purchases: You may additionally get a 0% intro APR on new purchases for the primary 12 months. This can be a useful perk when you plan on shopping for something with the cardboard.
Select your fee due date: Just a little flexibility can go a great distance on the subject of managing your funds. The cardboard enables you to select from any accessible fee date, whether or not it is to start with, center, or finish of the month. That method, you possibly can arrange computerized funds which might be aligned together with your paycheck.
No late charges: Probably the most distinctive perks is that there aren’t any late charges, ever. When you ought to at all times pay your invoice on time, as a result of late funds can nonetheless have an effect on your credit score, it is good to know that you simply will not be charged when you do slip up and miss a fee.
No penalty APR: In case you miss some funds, most bank cards will enhance your rate of interest to their penalty APR. The Citi Simplicity® Card by no means prices a penalty fee, so your APR is not liable to growing resulting from late funds.
No annual payment: This card comes with no annual payment, which is a vital characteristic in case your objective is to repay debt.
